Top Money Saving Tips To Combat Cost Of Living

Amidst a time where the cost of living is dramatically rising, people are looking left and right for easy ways to help save some change in their pocket. Look no further and read on for some extremely useful hints and tips for saving some extra money or getting help.

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1. State Pension Top-up

For those on a UK state pension, you might be entitled to means-tested benefits if you’re struggling, potentially worth thousands. Help includes free TV licenses and council tax discounts. Check here for eligibility criteria. 

2. Household Support Fund

Recently, councils were given £500m in favour of a Household Support Fund. Check with your local council authority to see how to apply and whether you’re eligible. (No, you don’t have to be claiming benefits!).

3. Package for Sandy

Despite the fact that the detrimental ‘tampon tax’ has finally been abolished, sanitary products remain pricey. Fortunately, there are some ways to get help with period poverty. One, for example, is asking for an emergency ‘package for Sandy’ in Morrisons.

4. Free School Meals

To relieve some of the financial strain on your weekly food shop, you might want to check to see if your child is eligible for free school meals. It’s a means-tested benefit and you should check with your local council on how to apply.

5. Invest in a Slow Cooker & Air Fryer

While the prices of groceries and energy is rising, you might want to consider investing in a slow cooker and/or air fryer. Not only do they use less energy than your oven or hob, they also are great for batch cooking, which means saving on food that might go off.

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6. Water-saving Gadgets

Some water firms will offer out free water-saving gadgets that will help cut your energy and water bills, while also saving water for the environment. Tools include tap inserts, shower heads and nozzles.

7. Marie Kondo Trick

Regularly asses your clothes, tools, appliances etc to weigh up whether you genuinely are in need of the product. If you’re not using it, you might want to consider selling your old things on eBay, Depop, Facebook…

8. Utilising Food Banks

Please do not be ashamed to make use of Food Banks. They’re a great resource and give out free parcels to people who are in need, containing in-date and non-perishable food. Sometimes, you may need to be referred, though not always. If you’re unsure who to talk to, contact Citizens Advice for help.

While the cost of living rises, our pockets empty, and it can be hard to remain driven and focused. For more of these crucial tips, visit Money Saving Expert. 

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